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Budgets and ingestion - can they co-exist? - personal-finance

 

Whatever your basis for having a tight budget, the truth is that going to the grocery store not including a plan is a BIG finances breaker. And sadly all that cash ends up vanishing into our stomachs and then. . . well, you know what comes next.

But if you only had $300 a month to spend on groceries for a ancestors of four, could you do it? What sort of food would make the list and what would stay tauntingly on the store's shelves?

Could you save $25 a month on groceries? How about $50 or $100? Maybe you could cut your bill by just about 50% if you bear in mind some of the next suggestions:

First you must allocate the finances you have into three categories; weekly, bi-weekly and monthly. Once you have the totals fixed, try to find a way to make it work. If you budgeted too tight, only then be concerned about how much more you actually need to spend.

Second, associate your WEEKLY needs; milk, bread, fruits. These will be your economy graces when the troops are hungry. You can load up every week and always have a good for you snack available. Think about $15/week.

Third, classify your BI-WEEKLY needs; eggs, cheese, vegetables, meat and cheese for sandwiches etc. These items have a a little longer shelf life but you will watch how much you use when you know there's still four days until your next purchase. Try $20 every two weeks.

Fourth, get the remainder of your cooking in one place. Use cash to pay (to avoid temptation of over spending) and work out your shopping list ahead of time. You only need to do this once as many of the items (Cereal, meat etc. ) will need to be repurchased each time. Other items (sugar, flour etc. ) may be substituted every other month. In this exemplar you have $200 left.

Fifth, have a schedule of meals that you can rotate. Cheap, good for your health meals like stir fry can be inexpensive as they use less meat than full pieces of chicken or beef for dinner. Plan to have a meat meal offset by a simpler dish like pasta every other night. This way your breed will not go all the way through 'feast-and-famine' when they eat like kings the first week and are eating canned chili every night for the last week.

Always ascertain your meals based on what you really plan to cook. If you have easy weeknight staples, try to find the cheapest logic of preparing them, or make do with less pre- packaged event on other nights when you have more time. Using items like frozen vegetables can make drinking cheap also fit and convenient.

Clearly the $300 air will depend on your family, the age of your brood and how much your budget really allows. Doesn't matter what your budget, attractive the time to draw up a plan and think about your choices will guarantee that you keep more cash in your wallet for other critical things.

Shirley Bullington, the operative of http://www. femeat. com has broad dietary knowledge and is an connoisseur on advising families on their monetary matters.

Please visit her site at http://www. femeat. com for more in rank on meat and other dietary subjects.


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